Legal notice

Publisher

Studio Lumen
Goliathgasse 37
9000 St. Gallen, Switzerland
Email: studio.lumenai@gmail.com

Hosting

Cloudflare, Inc., 101 Townsend St, San Francisco, CA 94107, USA.

Sales and payment

Products are digital files (PDF and spreadsheets). Payment, invoicing and delivery are handled by Gumroad, Inc. 14-day money-back guarantee: one email is enough.

Intellectual property

Planners, texts and visuals belong to Studio Lumen. They are for the buyer's personal use and may not be resold or shared.

Liability

Our tools help you get organised. They are not personalised financial, legal or medical advice.